Credit Card's are barrowed Money, comparable to a crude version of a loan....I can't viably do it with as little money flow I have right now, and with the crazy ass debt and fuel costs....Money's become far too tight, and I've been looking to move the fuck out of this house for a while now....Perhaps, from a business standpoint of the consumer, their own money is as of right now far too valuble to be blowing on random things....